Jennifer Rudnicki
Mortgage Loan Professional | Homes by Jen and Steve
Jennifer Rudnicki has spent more than 25 years helping buyers navigate the mortgage process with confidence. As a mortgage professional based in Rancho Cucamonga, Jennifer works closely with clients throughout the Inland Empire to find financing solutions that match their goals and financial situation.
Jennifer believes that no two borrowers are the same. Every client deserves a loan strategy tailored specifically to their needs.
Her approach focuses on education, communication, and creative solutions. Whether a client is buying their first home, upgrading to a larger property, or exploring new loan programs, Jennifer works to make the process smooth and stress-free.
Jennifer’s Approach to Lending
• Personalized loan strategies based on each client’s goals
• Guidance for first-time buyers navigating the mortgage process
• Creative solutions for unique financial situations
• Clear communication from application to closing
Jennifer takes pride in building long-term relationships with the families she serves. For her, every transaction represents an opportunity to help someone move forward in life through homeownership.
Life Beyond Mortgages
Jennifer is deeply involved in the local community and her church at St. Anthony’s Parish in Upland. She leads hospitality programs, directs Vacation Bible School, and serves on the Ministry Council.
Outside of work she enjoys traveling, music of all genres, and spending time with family and friends. Thanksgiving is her favorite holiday — a reflection of her gratitude and love for bringing people together.
Jennifer’s dedication, experience, and personal approach make her a trusted guide for buyers navigating today’s lending environment.
Stephen Rudnicki
Real Estate Advisor | Homes by Jen and Steve | RE/MAX Foothills
Stephen Rudnicki helps buyers and sellers throughout Rancho Cucamonga and the Inland Empire navigate the real estate market with clarity, confidence, and strategy. As co-owner of RE/MAX Foothills, Stephen brings more than 27 years of sales, leadership, and business experience into every real estate transaction.
Before entering real estate, Stephen built four multi-million-dollar companies across industries including telecommunications, energy, solar, and satellite television. That entrepreneurial background shapes the way he approaches real estate today focusing on strategy, negotiation, and results.
Stephen is especially passionate about helping first-time buyers become homeowners. Many of his clients come to him after being told they cannot qualify for a home. By creating customized strategies and working closely with lenders, he helps buyers overcome obstacles and achieve homeownership.
His approach is simple: put the client first.
Stephen believes real estate should never be about commissions or transactions. Instead, it should be about guiding families through one of the most important financial decisions of their lives.
How Stephen Helps Clients
• Strategic pricing and negotiation for sellers
• Guidance for buyers who have been declined in the past
• First-time homebuyer education and planning
• Market insight across Rancho Cucamonga and the Inland Empire
Life Outside Real Estate
Stephen and his wife Jennifer are enjoying life as recent empty nesters after raising eight children. Today they spend their time traveling, serving their community, and enjoying their five grandchildren.
When you work with Stephen, you are not just hiring a Realtor®. You gain a trusted advisor committed to helping you make the best decisions for your future.
